Think You Don’t Need a Financial Plan? Think Again.

A comprehensive financial plan has benefits for people of all ages and income levels

It’s common to hear family, friends and coworkers talk about the high cost of living. As British Columbians, it’s something that we all struggle with. Real estate prices are high, gas prices keep rising, and groceries are escalating. But what if there was someone who could help you reach your financial goals, at any age?

Financial planners are often dismissed as being just for older people, but studies show that developing a comprehensive financial plan has benefits for people of all ages and income levels. Preventing early financial mistakes and learning how to budget and save are important at any life stage. Working with an advisor is a great way to learn what you should and should not do with your money.

“It’s hard to stick to a plan,” says Paul Heinrichs, Wealth Management Specialist at Prospera Credit Union in Vancouver. “Those who are successful most often work with others – personal trainers for exercise, dieticians and doctors for health, and financial planners for financial well-being. As a Certified Financial Planner, not only do I help clients to identify short-term, long-term, and estate goals, I help them to stick to the plan by adjusting, adapting, and working through the hurdles that life puts in the way.”

Understanding your own short and long-term goals is valuable for people of all ages and income levels. By taking stock of where you’re at and, more importantly, where you want to go, a financial planner can help you get there.

Prospera Credit Union has Certified Financial Planners available in every branch who can help you achieve financial health. Whether you’re just graduating from university, expecting a new baby, retiring, or anything in between, they are there to help you make the most of your money and prepare for your future.

There’s never a wrong time to look at your financial future. Speak with a Prospera advisor today to explore how they can help you find the right plan for your life.

***

A credit union serving British Columbia for more than 70 years, Prospera is proud to serve its 63,000 members from locations in the Lower Mainland, Fraser Valley and Okanagan.

Comments are closed

Just Posted

Duo robs Harrison Hot Springs gas station

Husky manager planning to tighten security

Snow prayers answered as Manning Park ski hill opens Friday

Ski hill will be open seven days a week starting Dec. 14, and cross-country trails as well

Fleeing driver picks fight with Chilliwack police dog, loses

Good dog ‘Griff’ also locates large quantity of what police believe to be crystal meth in Abbotsford

UPDATE: Heavy rainfall, strong winds in forecast for Lower Mainland

Heavy rains, snow expected till Friday morning

REPLAY: B.C’s best video this week

In case you missed it, here’s a look at the replay-worth highlights from this week across the province

Microscopic parasite found in Prince Rupert water affecting thousands

More than 12,000 residents affected by the boil water advisory issued Dec. 14

Trudeau lashes out at Conservatives over migration “misinformation”

Warning against the “dangers of populism,” Trudeau says using immigration as a wedge political issue puts Canada’s future at risk.

B.C. hockey coach creates ‘gear library’ to remove cost barrier of sport

Todd Hickling gathered donations and used gear to remove the cost barrier for kids to play hockey.

VIDEO: Giants fall to Royals 4-2 in Victoria Saturday night

Second loss in as many days for G-Men, who are back home in Langley today to take on the Cougars.

Canada’s ambassador meets with second detainee in China

Global Affairs says John McCallum, Canada’s ambassador to China, met with Spavor Sunday

‘They’re coming:’ Flying cars may appear in urban skies by 2023

Air taxis will number 15,000 and become a global market worth $32 billion by 2035

B.C. VIEWS: Andrew Wilkinson on taxes, ICBC and union changes

Opposition leader sees unpredictable year ahead in 2019

5 tips for self-care, mental wellness this holiday season

Ministry of Mental Health and Addictions urging British Columbians to prioritize self care through festive season

Most Read